Business Loan Requirements

About SWEC

Lagos Office
No 27, Ribadu Street, Off Awolowo Road, Ikoyi, Lagos. 

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Our value proposition is to ease the urgent cashflow needs of your business. We have made our service as flexible as possible so you can apply online anytime 24/7. A decision is made on most loan applications within 24 - 72 hours. 

Uploading copies of your documents online leads to faster response times. Applying for a business loan at SME Boutique is a hassle free process. Notify us if you find the process cumbersome, our customer support can help mitigate your challenges.

The required documents to submit are listed below.
  • Last six (6) months’ bank statement showing cash flows for your business during that period
  • Company registration documents (CAC etc)
  • NUBAN-compliant postdated cheques for repayment 
  • One(1) Recent Passport photograph & a copy of your identification card
  • Recent utility bill as proof of maintaining a Lagos business and/or residence
 Note that in an attempt to accommodate needs specific to your loan request, we may ask for additional documentation.

Application process:
  1. Apply online at 
  2. Upload copies of your documents  where possible. This allows us to immediately start processing your application (optional step)
    • Respond to the email sent to you when you completed your application to request your documents be reviewed
    • You are more likely to get a decision within 1 business day when you upload your documents
  3. Download and print your application form. 
    • Walk into our ikoyi office with your signed application form
      • If you uploaded your documents, a loan officer will contact you to schedule an appointment and confirm whether original copies and/or additional documents are needed when you visit our office.
    • If you did not complete step 2 above, please bring along copies of all the required documents  
  4. Visit to check the status of your application at any given time. 
    • We review all applications received and provide status updates, e.g. we tried reaching you but were unable
If you have questions and or concerns, visit our FAQ page or contact us.