Frequently Asked Questions


Lagos Office
No 27, Ribadu Street, Off Awolowo Road, Ikoyi, Lagos.

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Listed below are frequently asked question by our customers. 

Which SME Boutique product is right for me?
Read through our products and services to find out how we may best serve you.

Who can Apply?
Entrepreneurs whose businesses reside in Lagos, Nigeria.

How do I Apply?
Visit our loan application portal to apply for a business loan. Information on minimum documentation required is listed here. Please note that depending on the nature of your loan request additional documentation might be required.

For all other products and services, please contact us.

How do I get the cash?
Once you have read and accepted the loan agreement and also met all the conditions precedent to draw down, we will transfer the cash to any account of your choice.

Can I borrow more?
Yes you can. However, this is at the discretion of the bank.

Can I repay early?
Yes, you can repay early without suffering any penalty. You can call any of the loan officers to get the amount to be paid once you are ready.

How do I repay my loan?
We want to make repaying as hassle free as possible. Your post-dated cheque will be paid on dates agreed upon with your loan officer.

Will I be able to borrow again?
Yes, you can apply to borrow again as long as you keep to our repayment terms.

As a responsible lender, we:
  • Assess every application on an individual basis using our credit guidelines.
  • Assess all applications carefully and only offer loans to people we think have met our lending criteria and never guarantee approvals.